What should you do if you are involved in a minor traffic accident?

Exchanging information with the other party involved in a minor traffic accident is crucial for several reasons. First, it allows both parties to document the details of the incident accurately, which can be important for insurance claims and any future disputes that may arise. This typically includes exchanging names, contact information, driver's license numbers, license plate numbers, and insurance details.

Additionally, gathering this information helps establish a clear record of what occurred, which can be pivotal when assessing fault and providing accurate accounts to your insurance company. Being proactive in this step can alleviate potential challenges later on, such as difficulties in processing claims or disputes about what transpired during the accident.

Although calling the police is sometimes appropriate, especially if there are injuries or significant property damage, in the case of a minor accident, it may not be necessary unless local laws require it. Leaving the scene or negotiating settlements on the spot can lead to complications and undermines the importance of maintaining a formal record of all involved parties.